Optional Employee Benefits

Vision Insurance:
Provider: Eye Care Plan of America

This voluntary plan is available to all contractors who work at least an average of 25 hours per week. The vision plan includes savings on vision exams, frames, lenses, and contact lenses. A laser vision correction benefit is also included.

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Life Insurance:
Provider: Aetna Life

This voluntary group Term Life Insurance policy is available to all contractors who work at least an average of 25 hours per week, with a guaranteed issue limit, of $25,000 and the option to buy supplemental & dependent insurance. It also includes AD&D (Accidental Death and Dismemberment Insurance)

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401(k) Savings Plan:
Provider: John Hancock (formally known as Manulife)

We have a 401(k) available for you and your employees. Whether you have 2 employees or 200 employees, each and every one of you can participate in the 401(k). Offering this to your employees is an outstanding way to recruit and keep valuable employees, and assist them in saving for retirement in a tax-efficient manner.
In addition, the 401(k) provided is part of our service, which means THERE IS NO COST TO YOU. Our 401(k) is user friendly and easy to understand, and we have the flexibility to design the plan to your needs. You can implement any type of match (or no match at all) with or without a vesting schedule, at which there would be a financial commitment by you on behalf of your employees.

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Disability Insurance:
Provider: AON Worksite Solutions

Eligibility is determined by the insurance company, disability benefits can be payable if the employee has a non-work related accident or illness and is unable to work. Benefits are based on the employee’s monthly income. This type of insurance is individually underwritten. IT is not a group policy.

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Personal Accident Insurance:
Provider: AON Worksite Solutions

This option is available to all active employees. This policy is designed to help cover the expenses associated with an accidental injury. This policy pays the employee directly, regardless of any other insurance they may have. The cost to the employee is based on individual, employee and spouse, employee and child(ren), or family coverage.

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Voluntary Indemnity Plan:
Provider: AON Worksite Solutions

This option is available to all active employees. This policy is designed to help cover expenses associated with hospital confinements, surgery, ambulance services, heart attack, stroke, coma, and paralysis diagnoses. This policy pays the employee directly, regardless of any other insurance they may have. The cost to the employee is based on individual, employee and spouse, employee and children, or family coverage.

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Cancer Protector Plan:
Provider: AON Worksite Solutions

This option is available to all active employees. This policy is designed to help cover expenses associated with cancer diagnosis. Payable benefits include a first occurrence benefit, radiation and chemotherapy, hospital confinement, experimental treatment, nursing services, and prosthetic device benefits. This policy pays the employee directly, regardless of any other insurance they may have. The cost to the employee is based on individual, employee and child(ren), or family coverage.